Uber has changed the way we travel. With a simple tap on your smartphone, you can request a ride within minutes, making it incredibly convenient. Despite its convenience, risks still exist. Collisions can occur, and passengers could end up injured.
In this article, the most common injuries in Uber-related accidents, the process of determining fault, and the legal steps involved in pursuing compensation.
Typical Injuries in Uber Accidents
When riding in an Uber, a variety of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:
Neck Injuries: Whiplash often results from rear-end crashes, causing pain and limited mobility. It can take time to develop symptoms, making it hard to immediately detect.
Broken Bones: Accidents can easily cause fractures, especially in limbs. Such injuries often require long recovery periods and surgery.
Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. They can lead to lasting cognitive and health challenges.
Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types of injuries often need extensive medical intervention.
Muscle click here Tears and Ligament Damage: Soft tissue injuries like sprains and strains are common in car accidents. Though less visible, they can cause significant discomfort.
Deep Cuts and Wounds: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.
Determining Liability in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. Liability can include the Uber driver, other drivers, or even third parties.
Uber’s Driver: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.
Another Motorist: If another motorist causes the crash, they could bear the blame.
Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. Uber’s insurance includes a $1 million policy for accidents during trips.
Third-Party Liability: Sometimes, accidents result from external factors like road hazards or defective parts. In these cases, more than one party might share liability.
What Uber’s Insurance Covers in Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Offline: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Online Without Passengers: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Active Uber Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Steps in an Uber Injury Lawsuit
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.